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NOTICE TO DATA SUBJECTS relating to Personal Data (Privacy) Ordinance of Hong Kong


The Use of Web Tools at BMO Financial Group Websites


Website Tools including Cookies and Web Beacons may be used within BMO Financial Group websites to enhance our online security provisions, evaluate the effectiveness and success of our websites and marketing campaigns, as well as provide our online users with a more customized online experience.


Cookies are a string of data sent between a server and a web browser to help facilitate the use of a website and to help understand how a website is being used. Cookies are not used to retrieve any data from your hard drive, nor can they run a program on your computer.


Web Beacons are small and transparent images embedded in web pages that, when combined with Cookies, help provide a website operator with information about the use and effectiveness of a website. Most of the Cookies we use are considered "session" Cookies, meaning they are not written to your hard drive and are only available for the duration of the session (i.e., log out or close your browser).


How BMO Financial Group Websites use Web Tools:


1. Security

BMO Financial Group websites that require authentication may use Cookies to help protect your accounts from unauthorized users. For example, our BMO Online Banking site uses Cookies. These Cookies help to maintain session integrity and enable enhanced security, ensuring that unauthorized attempts to access your account through BMO Online Banking are blocked.


2. Evaluate Web Sites and Marketing Campaigns

BMO Financial Group or its service providers may use Cookies and Web Beacons in order to evaluate the use and functionality of our websites. Web Beacons may be used on BMO Financial Group websites and in advertisements to better tailor our sites and provide an enhanced customer experience. BMO Financial Group will also use this information to compile data about website usage, and patterns. For example BMO Financial Group may track how many times a link or advertisement is clicked, or the success of an online application form.


The information collected using Cookies and Web Beacons on BMO Financial Group websites is used to evaluate the performance and functionality of the site. This information may include the pages visited, the type of web browser used, the level of encryption supported by your browser, your Internet Protocol (IP) address as well as the website that referred you to the BMO Financial Group website.


3. Customized Online Experience

BMO Financial Group websites may also use Cookies to collect information about online activities and preferences. Examples include web pages visited, length of visits, and successful downloads. This information may be used together with other information to:


  1. Help us better understand your interests and needs
  2. Provide you with a customized online experience
  3. Present new tools and website functions


Accepting Cookies


Cookies are a commonly used technology and many web browsers default to automatically accept Cookies. You can set your Internet browser to notify you before a Cookie is set, providing you the opportunity to decide whether to accept it. If you decide that you do not wish to receive Cookies, refer to your browser's online help for further instruction and information on setting Cookie preferences. You can also set your browser to immediately reject Cookies. If you select this option, you may continue to browse BMO Financial Group websites; however, you should be aware that certain features of a website may not function properly without Cookies. You should note that if you would like to use a service such as BMO Online Banking, you will be required to accept the Cookies to maintain session integrity and enhanced security.